Posts Tagged ‘Long Term Disability’

Here’s What You Should Do If You Receive Your Two-Year LTD Termination Letter

By Roger Foisy on October 2nd, 2020

You’ve been receiving long term disability (LTD) benefits and have just received a letter from your insurance company stating that your benefits will be terminated at the two-year mark. The insurance company has sent you this letter because how total disability is defined in your policy changes...

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Do You Understand the Definition of Disability in Your Group Insurance Policy?

By Roger Foisy on October 1st, 2015

I recently wrote about the importance of fully understanding your long term disability group insurance policy....

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Why You Must Fully Understand Your Long Term Disability Group Insurance Policy [Case Study]

By Roger Foisy on August 21st, 2015

Misunderstanding your long term disability (LTD) group insurance policy can result in a great deal of stress if you are ever in a position to require those benefits. Unfortunately, your LTD policy may not be as straightforward as you...

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Dealing with Difficult People Workshop

By Roger Foisy on March 11th, 2015

As a personal injury lawyer, it is important for me to cultivate this skill. In my role as lawyer and negotiator, I encounter challenging situations every...

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Ontario Trial Lawyers Association 2015 Long Term Disability Conference

By Roger Foisy on January 23rd, 2015

Today, January 23, 2015, I am attending the Ontario Trial Lawyers Association (OTLA) Long Term Disability Conference: Good Practices and Bad Faith From Coast to...

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How Employers Can Become a Cause of Long Term Disability Claims

By Roger Foisy on January 14th, 2015

As an Ontario Long Term Disability Lawyer, I have helped many clients settle long term disability (LTD) insurance claims. Through this experience, I have observed that the majority of my LTD clients are making claims due to disabilities related to the...

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The Long Term Disability Insurance Process and Why It Can Fail

By Roger Foisy on November 17th, 2014

Many people with valid long term disability (LTD) claims are denied. Why does this happen? Shouldn’t our system have processes in place to ensure that those who need long term disability receive...

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Why Insurance Companies May Have You Under Surveillance (And How You Can Lose Your Long Term Disability Compensation)

By Roger Foisy on October 10th, 2014

When you have made a claim for or are receiving long term disability insurance benefits, insurance companies will often look for reasons to deny or terminate your disability benefits. It is in their best interest to demonstrate that you are fit for work and do not require ongoing disability...

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