You’ve been receiving long term disability (LTD) benefits and have just received a letter from your insurance company stating that your benefits will be terminated at the two-year mark. The insurance company has sent you this letter because how total disability is defined in your policy changes...
Misunderstanding your long term disability (LTD) group insurance policy can result in a great deal of stress if you are ever in a position to require those benefits. Unfortunately, your LTD policy may not be as straightforward as you...
As a personal injury lawyer, it is important for me to cultivate this skill. In my role as lawyer and negotiator, I encounter challenging situations every...
Today, January 23, 2015, I am attending the Ontario Trial Lawyers Association (OTLA) Long Term Disability Conference: Good Practices and Bad Faith From Coast to...
As an Ontario Long Term Disability Lawyer, I have helped many clients settle long term disability (LTD) insurance claims. Through this experience, I have observed that the majority of my LTD clients are making claims due to disabilities related to the...
Many people with valid long term disability (LTD) claims are denied. Why does this happen?
Shouldn’t our system have processes in place to ensure that those who need long term disability receive...
When you have made a claim for or are receiving long term disability insurance benefits, insurance companies will often look for reasons to deny or terminate your disability benefits. It is in their best interest to demonstrate that you are fit for work and do not require ongoing disability...