Why You May Want to Consider Getting an Individual Disability Insurance Policy (Even If You’re on a Group Policy through Your Employer)

By Roger Foisy on March 28th, 2016

Many employers offer employees a group insurance policy as part of their compensation package; these policies typically provide some kind of long-term disability (LTD) coverage. I have written in the past about the importance of fully understanding your LTD policy, as well as understanding your policy’s specific definition of disability.

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