You continue to take medication and have seen little improvement in your health, yet your long-term disability has been terminated. The insurance company’s doctor barely knows you but has decided you can return to work. Why did the insurance company terminate your...
Are you blaming your workplace and employer for psychological distress? In reality, you are going through more than the general stress of life. Issues happening in the world, your personal life, your health, or your home can impact your psychological well being. If...
Your Long-term disability claim was denied and your insurer has offered you to appeal its decision. What are the chances the same insurance company that denied your claim would overturn its own decision? Your chance of a successful resolution increases if you let our...
For those dealing with pain for months on end, depending on others for care, and feeling disengaged or isolated, chronic pain might be to blame. Pain is not only physical – it has biological, psychological, and emotional factors and pain can become chronic if left...
Based on my experience seeing common errors that lead to LTD application denial, I walk you through the important and problematic components of the section you are required to complete in the LTD application process (often referred to as the Plan Member Statement). I...
