by Roger Foisy | Oct 23, 2024
Based on my experience seeing common errors that lead to LTD application denial, I discuss how to work with your employer so they can properly complete their section of the LTD application (often referred to as the Plan Sponsor Statement). These tips will help your...
by Roger Foisy | Oct 23, 2024
Although your physician has your best interests at heart, insurance adjusters regularly deny LTD claims because the physician has not provided enough information to understand why you can’t return to work. Based on my experience seeing common errors that lead to LTD...
by Roger Foisy | Oct 23, 2024
Long term disability insurance is more permanent than short term disability insurance, as it provides you with a portion of your income for expenses, medical treatment, and rehabilitation in the event that your medical condition prevents longer-term employment.Even if...
by Roger Foisy | Oct 23, 2024
If you are not able to work due to an injury or an illness, it is very important for you to be aware of the main reasons why an insurance company may deny your long-term disability claim. Clerical or Procedural Errors Having Pre-existing Medical Conditions Committing...
by Roger Foisy | Oct 23, 2024
If you are unable to work because of an injury or illness, it is crucial to be aware of the reasons why insurance companies deny claims. Objective Evidence or Insufficient Information Treatment and Assessment Compliance Contradictory Surveillance Contradictory Online...
