Insurance Arbitrator Awards Medical Marijuana

By Roger Foisy on November 21st, 2012

The Financial Services Commission of Ontario has awarded a catastrophically injured motor-vehicle accident victim medical benefits for the purchase of medical marijuana.  The victim’s insurance company is to make payments of $567.60 per month.

In 2000, the applicant suffered a major head injury.  After being awarded and denied various accident benefits, she engaged her insurance company in mediation, which failed, and she then applied to FSCO for arbitration.

The applicant’s claim stated that prescription drugs, opiates, anti-depressants, tranquilizers, and hypnotic medications were ineffective.  The victim claimed that marijuana was the only substance that alleviated her pain, anxiety, insomnia, and poor appetite without significant side effects.

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