LAT – The Licence Appeal Tribunal

Long Term Disability Claims

In the event that you are unable to work due to a medical condition such as an injury or illness, having disability insurance can be beneficial as such payments offer some financial security in a time of uncertainty and hardship for you and your family. Disability benefits are a form of income supplementation and these payments can help cover the costs of daily living such as bills and they can be used for expenses relating to your medical treatment and rehabilitation.

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Your automobile insurance coverage generally offers benefits for a variety of different scenarios, including long-term disability, catastrophic injury, and income replacement benefits. Your policy should entitle you to all these benefits, but your insurance company may be reluctant to provide them for a variety of reasons. In some cases, your insurance company may deny your claim. One of the most vulnerable moments for an injured person is being denied a rightful insurance claim by their insurance company. The AABS division of the LAT allows you to appeal these decisions and have them reviewed by an adjudicator who can provide a resolution to the dispute between you and your insurance company.

While you do not need a lawyer to file an appeal with the LAT, it is strongly recommended to retain the services of a legal representative who is Licenced to appear before the LAT. While both licensed paralegals and lawyers can assist you, lawyers can provide support for specific hearings; for example, only lawyers can conduct LAT hearings for disputes regarding the determination of catastrophic impairment. The more serious your injuries, the more important it is to hire an experienced lawyer to help you.

It may be intimidating to approach the LAT with an appeal on your own; Roger R. Foisy & Associates is a team with extensive experience in handling complex personal injury and long-term disability cases, and are lawyers for the people who fight to receive maximum dollars for their clients.

For examples of our work with the LAT, please read the cases below.

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