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When building civil cases, lawyers must determine whether they are making the claim within Ordinary Procedure or Simplified Procedure. Simplified Procedure is a clear, less expensive process to resolve civil cases in Ontario. On January 1, 2020, the Ontario government changed the Rules of...

On June 1, 2016, Ontario changed the benefits for automobile insurance, making adjustments that limit your access to long-term medical and rehabilitation benefits. This change was made quietly, and the people of Ontario were uninformed about the amendments made to their insurance policies. These...

Roger R. Foisy has been invited to participate as a panelist on the Ontario Trial Lawyers Association (OTLA) roundtable on Examination for Discovery of an LTD Defendant. Other prominent lawyers who will be part of the panel include Nainesh Kotak, Steve Rastin, and Najma Rashid. Roger is regularly...

If you are an active or retired union member, your insurance policy might cover long-term care (LTC). Similar to other policies, to claim LTC benefits, the union member must require assistance due to cognitive impairment or be unable to perform 2 or more activities of daily living listed...

The team at Foisy & Associates wishes you and your loved ones Merry Christmas and a Happy New Year! We hope your holiday season is filled with joy, laughter, happiness, and relaxation. As we look forward to 2022, our team remains committed to providing every client with a very personal level of...

Social media evidence is now commonly used in personal injury cases, with defendants and insurance companies increasing their monitoring of plaintiff accounts. As a lawyer, you need to know what your clients post to their profiles because what may seem like a harmless post can have dire...

Jason purchased long-term care insurance 20 years ago to alleviate his children from the burden of long-term care costs and ensure he was taken care of in his senior years if the need arose. Jason paid his insurance premiums religiously, but when he became ill and required ongoing assistance,...

You have seen little if any improvement in your physical and mental health, but your long term disability has been terminated. You have not received the go-ahead from your doctor to return to work, and you continue to take the same or more medication. So, how can the insurance company doctor who...

Your long term disability claim has been denied, and your insurer has offered you to appeal its decision. At this point, you need to pause and think for a moment…what are the chances that the same insurance company that denied your claim will overturn its own decision? I’ve been a long term...

As of January 29, 2021 Ontario’s Occupiers’ Liability Act was amended to add a requirement of written notice for claims arising from injuries caused by snow and ice. If you’ve been injured from a fall due to snow or ice in Ontario, you have ONLY 10 DAYS to provide written notice by registered...