What Is the Settlement Value for My Injury or Illness? [Video]

By Roger Foisy on February 8th, 2016

As an Ontario Injury lawyer, one of the most common questions I’m asked is “What is the settlement value for my injury or illness?”

People often believe that settlement value is mostly determined by the extent of the injury. While this is a factor, the most important information is how the injury has impacted your life. In other words, what does the injury prevent you from being able to do and how does this affect you?

Examples include being unable to do: housework, the essential activities of your employment, gardening, recreational activities, socializing, caring for children, and so on. These things impact your quality of life, to varying degrees; therefore, being able or unable to carry out certain activities is important for determining the appropriate settlement.

This is why you must communicate clearly and honestly with your lawyer and your healthcare practitioners about your injury or illness, and how it has affected your life. Otherwise, your lawyer will not have all the necessary information and corroborating documents he or she needs to quantify all of your damages and ensure you get a fair settlement.

Three parties are involved in determining the settlement of your claim:

  • The insurance company
  • The claimant (you!)
  • Your lawyer

In the video below, I discuss the role of each person in the process, as well as the role of other people in your life (friends, family, co-workers, and healthcare professionals). Watch the video to learn about the process by which settlement values are determined:

What Is the Settlement Value for My Injury or Illness?

Settlement values are shaped by a variety of factors, and it’s important not to underestimate your own role in receiving the best settlement possible.


If you have been injured in Ontario at the fault of another party or have been wrongfully denied long term disability insurance, don’t hesitate to contact Roger R. Foisy and his team of experience personal injury lawyers for immediate support and a free consultation.

More Videos about Personal Injury and the Legal Process from Roger R. Foisy:

Written by Roger Foisy

Roger Foisy

Roger R. Foisy is an experienced Ontario Personal Injury Lawyer helping accident victims and their families in Mississauga, Milton, Georgetown, Brampton, Oakville, and surrounding areas. Roger and his team dedicate a very personal level of attention to each and every client in their care and maximize clients’ personal injury settlements.