Housekeeping and Home Maintenance Benefits – What you need to know about your Insurance Policy Accident Benefits if you have been involved in a motor vehicle collision
Many individuals who have suffered injuries as a result of a motor vehicle accident in Ontario have come to realize that their injuries have affected their ability to carry-on with housekeeping and home maintenance in the same manner which they were accustomed to before their car accident.
Under the current Ontario Insurance Act, Statutory Accident Benefits Schedule, an accident victim is entitled to claim assistance from their own accident insurer if a health care provider confirms that they are unable to substantially perform the housekeeping and home maintenance services they normally performed before the accident. In this situation, an insurer shall pay up to $100 per week for reasonable and necessary additional expenses incurred by or on behalf of an insured person. These benefits were available to insured persons for 2 years from the date of their automobile accident.
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