LAT – The Licence Appeal Tribunal

It can be frustrating when you receive a decision from your insurance company regarding your accident benefits entitlement and find that you disagree with the conclusion they have made. The Licence Appeal Tribunal (LAT) is an autonomous, quasi-judicial agency that reviews applications and resolves disputes regarding compensation claims and licensing activities.

Composed of two divisions, General Service and the Automobile Accident Benefits Service (AABS), the LAT offers adjudicators who can review your appeal and resolve disputes between the claimant and the insurance provider.

It is strongly recommended that you obtain the services of a legal representative when you appear before the LAT. The more serious your injuries, the more prudent it is to hire an experienced lawyer who can appear before the LAT to argue any dispute, especially regarding catastrophic impairment.

Contact us with your questions concerning the LAT or for a free initial consultation.

Frequently Asked Questions

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Your automobile insurance coverage generally offers benefits for a variety of different scenarios, including long-term disability, catastrophic injury, and income replacement benefits. Your policy should entitle you to all these benefits, but your insurance company may be reluctant to provide them for a variety of reasons. In some cases, your insurance company may deny your claim. One of the most vulnerable moments for an injured person is being denied a rightful insurance claim by their insurance company. The AABS division of the LAT allows you to appeal these decisions and have them reviewed by an adjudicator who can provide a resolution to the dispute between you and your insurance company.

While you do not need a lawyer to file an appeal with the LAT, it is strongly recommended to retain the services of a legal representative who is Licenced to appear before the LAT. While both licensed paralegals and lawyers can assist you, lawyers can provide support for specific hearings; for example, only lawyers can conduct LAT hearings for disputes regarding the determination of catastrophic impairment. The more serious your injuries, the more important it is to hire an experienced lawyer to help you.

It may be intimidating to approach the LAT with an appeal on your own; Roger R. Foisy & Associates is a team with extensive experience in handling complex personal injury and long-term disability cases, and are lawyers for the people who fight to receive maximum dollars for their clients.

For examples of our work with the LAT, please read the cases below.

Recent LAT Decisions

Radebach v Intact Insurance Company

Ontario Licence Appeal Tribunal

Our firm successfully stopped Intact Insurance Company’s efforts to prevent our client from proceeding with her application for medical and rehabilitation benefits

Kalk v Intact Insurance Company

Ontario Licence Appeal Tribunal

Another catastrophic impairment WIN for one of our clients following a successful hearing as against Intact insurance company. This VICTORY allows our client to have access to an additional $1.95 Million towards medical, rehabilitation and attendant care benefits for her lifetime.

Powell v Aviva Insurance Company of Canada

Ontario Licence Appeal Tribunal

Our client is declared catastrophically impaired and is granted access to an additional $1.95 Million towards medical, rehabilitation and attendant care benefits for her lifetime. This is following our firm’s WIN at a hearing against Aviva Insurance Company.